Investment Glossary
Learn key terms and concepts related to real estate investing.
Accredited Investor
LegalAn individual who meets specific income or net worth thresholds, qualifying for certain investment opportunities.
AutoInvest
PlatformAn automated feature that allocates funds into properties monthly based on a chosen investment theme.
Bridge Loan
FinancialsA short-term loan used to finance the acquisition or renovation of a property before permanent financing is obtained.
Cap Rate
FinancialsCapitalization rate — the ratio of NOI to property value, used to estimate return on investment.
Capital Appreciation
InvestingThe increase in a property's market value over time.
Cashback
PlatformA percentage of your investment amount credited to your rewards wallet as a tier benefit.
Dividend
InvestingA portion of a property's rental income distributed to shareholders, typically paid monthly.
Due Diligence
InvestingThe comprehensive research and analysis performed before making an investment decision.
Exit Window
PlatformA bi-annual trading period during which investors can list their property shares for sale within the community.
Fractional Ownership
InvestingA method of property ownership where multiple investors share ownership of a single asset, each holding a proportional share.
Golden Visa
LegalA long-term residency visa obtained through qualifying real estate investments.
KYC (Know Your Customer)
PlatformIdentity verification process required by regulations before you can invest on the platform.
LTV (Loan-to-Value)
FinancialsThe ratio of a loan amount to the appraised value of the property, used in debt investments.
Liquidity
InvestingThe ease with which an investment can be converted into cash without significant loss of value.
Net Operating Income (NOI)
FinancialsTotal property revenue minus operating expenses, excluding mortgage payments and taxes.
Occupancy Rate
FinancialsThe percentage of a property's rentable space that is currently leased to tenants.
Off-Plan Property
InvestingA property purchased before or during construction, typically at a lower price with payment plan options.
Portfolio Diversification
InvestingSpreading investments across multiple properties and asset types to reduce risk.
REIT
InvestingReal Estate Investment Trust — a company that owns income-producing real estate and distributes most of its income to shareholders.
RentReinvest
PlatformA feature that automatically reinvests your monthly rental dividends into the highest-yield available property.
Rental Yield
InvestingThe annual rental income of a property expressed as a percentage of its purchase price.
Secondary Market
PlatformA marketplace where existing investors can buy and sell their property shares to other investors.
Share Price
PlatformThe price of one fractional share in a property, calculated as total property value divided by total shares.
Shariah Compliant
LegalInvestments structured in accordance with Islamic finance principles, avoiding interest-based returns.